HCT MORTGAGES
Get ready to own your dream home hassle-free with our exclusive
3-year fixed rate
5-year fixed rate
10- year fixed rate
base rate tracker
mortgage options, tailored specifically for Phase 2 of Hassan Centenary Terraces.
A chance to WIN your first year of interest paid up to £10,000
3 - Year Fixed Rate
Secure your future with our exclusive 3 - year fixed rate 120% mortgage at 4.85% only at Hassan Centenary Terraces.
5 - Year Fixed Rate
Plan your future with confidence! Our 5 - year fixed rate 120% mortgage offers security and predictability, with rates of 4.75% only at Hassan Centenary Terraces!
10 - Year Fixed Rate
Our 10-year fixed rate 120% mortgage offers long-term security and predictability, with rates of 4.45% only at Hassan Centenary Terraces! Plan your future with peace of mind, knowing your mortgage rate is locked in for a decade.
Base Rate Tracker
Our Base Rate 120% Tracker Mortgage offers a competitive variable rate of 0.75% + Base Rate which fluctuates up or down with the Base Rate for customers who prefer variable rates to fixed rates.
Ready to get started?
Contact us by email at HCT@gibintbank.gi
Mortgage Benefits
Unlock the Doors to Your Dream Home! Say goodbye to extra fees and hello to our exclusive 100% Loan to Value to support purchase of the property and up to 120% LTV to include home improvement costs
No Arrangement Fee
We will NOT charge our usual Arrangement Fees for purchasers in Hassan Centenary Terraces Phase 2 helping you to cut costs and focus on what’s important.
No Valuation Fee
We will NOT charge or arrange for a Valuation Inspection, we will take care of that aspect ourselves so you can focus on the many other things you have to prioritize.
Cashback
On completion day, we will credit our mortgage clients with £1,250 in their GIB Current Account; it’s a small thank you for putting your trust in us, and we hope it helps you on your home ownership journey.
Early Repayment
If you become confident in your abilities to pay your mortgage down faster, we will let you do so for up to 10% of the outstanding balance each year without any Early Repayment Penalties.
*Your home or property may be repossessed if you do not keep up with repayments on your mortgage.